Spend Less On Mobile Phone Service

Most of us are paying way too much for our mobile phone service every month! A new company called Solavei offers unlimited 4G talk/text/web for only $49/month. For some people that's half of what they pay now!  Find out more on SpendLessOnMobile.com

There's no annoying 2-year contract that you have to be stuck with. You can purchase one of the phones they offer or simply buy a SIM card and use a phone of your choice!

Friends Don't Let Friends Pay Mobile Phone Bills!

Solavei uses T-Mobile's 4G network which provides unlimited voice/text/data for just $49 per month that can be further reduced if you refer other people! For every 3 referrals, you earn $20 per month. This is initially applied to your bill, and then returned as cash on your debit card.

If you refer nine subscribers, then your phone service will be paid for and you will receive additional income from Solavei. Just tell everyone about the service and if they sign up, you can make money. Tell 3 people and your phone bill is just $29/month, tell 3 more and it's just $9/month! To get all the details, check out SpendLessOnMobile.com

Spend Less On Health Care

Have you or someone you know wished there was a way to get a quick medical answer from a doctor or health practitioner? 

Most patients often have to wait days for an appointment at their doctor's office and may have to miss a day of work in order to go to their doctor's office. Urgent care clinics charge upwards of $150.00 per visit. Emergency rooms are often understaffed, overcrowded and very expensive. I think everyone wants to spend less on health care cost these days.


I found this great new service CallMD Plus that offers its members unlimited 24/7/365 access to a nationwide medical support team with just a simple phone call. You can receive medical advice by phone, wherever and whenever - at home, work, school, or on vacation! One $19.95 membership covers your entire family! That's 67¢/day - less than a cup of coffee!

CallMD Plus has an extensive team of Registered Nurses and Board Certified Physicians to provide qualified health advice to members for ALL non-emergency situations. As a member, you can simply pick up the phone, and get the advice you need. Because CallMD Plus is so convenient, you can continue to follow your normal daily activities at home or work. It is like stepping back in time to a world where the patient was the king/queen, and the medical practitioners came to your home, instead of you going to their offices!

CallMD Plus provide you with an innovative system to obtain the information that your family needs at an affordable price. In addition to fantastic savings over urgent care clinics, as well as time saving benefits of being able to continue your normal routine while you wait for an actual physician to personally deal with your health issue, CallMD Plus also provides families prescription drug discounts as well as discounts for medical services which require "in person visits."

CallMD Plus is designed to meet the needs of you and your family. To learn more details, visit SpendLessOnHealthCare.com. Watch this informative video below:

Maximize Your Savings & Credit

It’s a new year, hopefully we can all see a light at the end of this dismal economic tunnel. There are of course numerous ways to spend less on almost everything, which I’ve posted in my blog and website, TheFrugalLifestyle.com, however, there are several ways can we maximize the savings or credit we have. 

Money magazine’s end of 2011 issue highlights several action plans we can take in order to save wisely and borrow judiciously.

SEARCH FOR YIELD

Online banks, with less overhead, are a great place to start. Savings accounts at American Express or Discover Bank yield 1% – no great shakes but five times the national average. Also, check out high-yielding checking options at a local bank, where you can often find rates above 2%. There are trade-offs, though. For instance, to get that rate, you may have to commit to making at least 10 debit card transactions a month and sign up for direct deposit.

Search for the best rates where you live at moneyrates.com/rewardschecking.htm. Call the bank about terms and qualifications that may apply. Also, visit bankrate.com to make sure the banks you’re considering earn at least three stars for safety.

DON’T RULE OUT BORROWING

“Expect to see aggressive offers from banks, whether it’s for a mortgage or a credit card,” says Sherief Meleis, a partner at Novantas. In November, for example, the average home-equity loan was charging 6.98%, and credit card APRs went as low as 7%. Be advised, though: Lending standards aren’t loosening. Visit LendingTree.com for free loan quotes from multiple lenders.

APPLY FOR A REWARDS CARD

Your excellent credit score qualifies you for the very best offers. Sign-up bonuses are up 25% – and are expected to stay that way for the coming year, according to NerdWallet.com, which tracks credit card offers.

Don’t wait too long to apply; with debit card reform passed, legislators are likely to turn to credit cards next. And who knows how that will affect your perks.